Many of these national resources can provide local contacts. In addition, many areas publish local Senior Resources Guides.

General Information


Information and Referral

A network of Area Agencies on Aging determine funding priorities for each area’s seniors, provide referral and other services and most also print a resource guide.  You can also find local supportive aging resources at

Benefits Checkup

Take an anonymous survey to see if you qualify for federal, state or local benefits including help with housing, food, and medical expenses.

The range of options includes independent living, assisted living, board-and-care, and skilled nursing.   Some Skilled Nursing Facilities (SNF’s) take Medicaid. 

Low-income independent living housing can be below-market-rate rent or subsidized rent.  Waiting lists for low income housing are usually long so applying early is recommended.  For more information on senior housing options:



Food / Meals

Low-Income Home Energy Assistance Program (LIHEAP)  

For assistance with utility bills.

Alternative Rates

Many phone and utility providers offer reduced rates for low-income customers and for those who rely on home medical equipment.  To determine if your provider is one:

Supplemental Nutrition Assistance Program (formerly Food Stamp Program)

An Electronic Benefit Transfer card is issued that can be used at grocery outlets.  Monthly amount depends on income.

Home-Delivered Meals (“Meals on Wheels”)

Often offered by your local Council on Aging, senior center, or non-profit. To locate your local resource:

Health Insurance / Health Care

Legal Assistance

State Health Insurance Assistance Programs (SHIP)

To find local program for assistance with choosing from vast array of Medicare health insurance options:


To compare plans for hospitalization, out-patient, prescription drug and comprehensive insurance options:


For information on qualifying for low-income health insurance:

Community Health Clinics

Offer medical, dental, mental health and other services. To locate closest clinic:

Council on Aging

A national network of Councils on Aging exists; some may offer reduced fees for end-of-life planning.. To find closest:

Legal Aid Locate

Local resource for help with legal issues.

Home Care / Case Management

Adult and Aging Services

Often a part of a county’s Department of Health and Human Services. Offers a variety of programs and services that can assist with maintaining independence.

Adult Protective Services (APS)

To report concerns about seniors who may need help with self-care or protection from physical, emotional or financial abuse. For more info and local contact:


Free and confidential telephone and internet peer-counseling, information, and local resources for gay, lesbian, bisexual, transgender and questioning callers throughout the United States.


GLMA was founded in 1981 to ensure quality, non-judgmental healthcare and to end workplace discrimination for LGBT healthcare professionals. Search for LGBT-friendly health care providers in your area.


Located in SF, NCLR is a national nonprofit law firm that protects the legal and human rights of lesbians, gay men and bisexual and transgender people across the United States through impact litigation, public policy advocacy, public

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